0% Down Option
First-time buyer programs may let you get in with little to nothing down. Ask us to check your eligibility.
Financing & incentives
New-Home Financing: 0% Down & Up to $15,000 in Savings
Between a 0% down option for first-time buyers and up to $15,000 in early-buyer savings toward your floor plan, we build the path around you.
0%
Down option
$15,000
Toward your plan
$459K
Plans starting at
We are a home builder, not a lender. Programs are offered by lenders and are subject to eligibility, approval and terms. Last confirmed September 2026; subject to change without notice.
New to buying? Read our guide to first-time buyer programs in Kern County.
Programs & support
Ways we help you close.
Up to $15,000 Early-Buyer Savings
Reserve early and apply a credit of up to $15,000 directly toward your floor plan.
2-1 Rate Buydown
Lower your interest rate by 2% in year one and 1% in year two, potentially hundreds a month in savings at the start.
Closing-Cost Credit
Ask about credits that reduce your out-of-pocket at close, so getting into your new home costs less up front.
New-Home Warranty
Every new home comes with warranty coverage. Ask us for the current warranty document and what it covers.
Lock Your Pricing Early
Reserve during the first release to lock today's pricing before the next phase.
Which homes and lots qualify, who provides each credit, start and end dates, and whether offers can be combined vary by program. Ask us for the current terms in writing before you rely on any incentive.
Loan types we work with
- 0% Down First-Time Buyer
- FHA Low Down
- VA Veterans
- Conventional
- $15K Early-Buyer Credit
Simple steps
How it works.
- Step 01
Tell us your goals
Share your budget, timeline and whether you're a first-time buyer. A quick call or form is all it takes.
- Step 02
We match your programs
We line up the 0% down option, early-buyer savings and any credits you qualify for.
- Step 03
Reserve & customize
Lock your pricing, choose your model and personalize your finishes before it is built.
Let's find the number that works
See what you qualify for.
A short conversation tells us which programs you qualify for and how low we can get your cost to own. Prefer to text? Text FINANCING to (661) 238-3136.
0% down and savings programs are subject to eligibility, lender approval, and program terms, and may not be available to all buyers. Amounts, rates, and credits are estimates and are not a commitment to lend. This is not legal, tax, or financial advice.